Car Safety For Dogs

Would you let your child sit in your lap while you drive? Of course not and there are child car seat laws to make sure that we don’t. But, believe it or not, according to AAA, 1 in 5 drivers allow their dogs to sit in their lap. ‘Tis the season to visit friends and family… and let’s face it, many of us bring our dog(s) when we go on a road trip!

Last year, only 10 percent of pets traveling in cars were properly secured. Even though there are no laws yet, dogs need to be strapped in and safe just as people do. There are a few options to check out for keeping our furry family members safe.

1. The most popular is the harness style restraint. There are many styles available and they all do the same thing. You put the harness on your dog and slide the car’s seatbelt through a strap in back. The belt buckles just like it would for a person and the dog has freedom of movement but is strapped in if an accident occurs.

2. The second type is a barrier that keeps pets confined to the cargo area. Although the barrier doesn’t secure the pet, it does keep him in one area of the car. However, if the car is involved in an accident, your pet can go flying.

3. A third option is for smaller dogs, usually up to 30lbs. The dog sits in a basket and can be secured in it while the basket is strapped to the car seat. The height of the basket can be adjusted so your pup can enjoy the view.

Whichever type you choose, be sure to consider your dog’s size and comfort. It will be a much smoother ride knowing everyone in the vehicle is safe.

Tomorrow I’ll give you another Fido friendly safety tip for the car.

Pet Insurance Prep

Did you know that the first pet insurance policy was written back in 1890 and it covered horses and livestock? Nowadays, we consider our dogs, cats and other pets part of the family. With so many advances in medicine, pets are living longer and there are a lot more options when it comes to their medical care. Things like radiation therapy, organ transplants and MRIs that were once only available for humans are now routine for pets. With these advances come much higher medical bills and important decisions on how to pay for that care. Pet insurance has become common among pet owners and there are many options to consider when choosing what’s right for your situation.

Things to know:

• Pet insurance companies should be licensed by the state.

• Like humans, pre-existing conditions are normally excluded and hereditary conditions such as hip dysplasia are generally excluded as well.

• The older the animal, the higher the premium. Some companies will not cover animals older than 9 years.

• Just like shopping for your own insurance, you should research several companies. Coverage will vary from company to company. Check out not only monthly premiums but also the deductible, co-pay, and yearly/lifetime caps.

• Check the coverage carefully. The most common conditions are often excluded from policies.

• Check for discounts for insuring multiple pets.

Finally, the decision to insurance your pet is up to you. It’s worth it to do the research and then make an informed decision on what feels right for your furry family.

Here are some of the top companies to check:
PetCare Pet Insurance, 866/275-7387; Petshealth Care Plan, 800/807-6724; Veterinary Pet Insurance, 888/899-4874; and Embrace Pet Insurance, 800/511-9172.

Be sure to check back tomorrow. I’ll be giving a tip to keep your pet safe which can help keep medical costs down.